The Best Contactless Payment Apps for Small Businesses

During a time where physical distancing measures are top of mind, contactless curbside pickup is the most efficient way to offer order and pickup services. If your business currently does not have a contactless payment this post will point you in the right direction.

JustPickup is an easy, safe way to list your business and products for curbside pickup. Currently, JustPickup does not process payments and must be done directly through your business’ POS system or preferred payment method.

What is Contactless Curbside Pickup?

Contactless curbside pickup (or contactless pickup) is the ability for a customer to collect their online purchases without having to leave their car or coming in contact with employees while following strict physical distancing or zero contact protocols. This typically includes placing the purchased item(s) inside the customer’s car.

 

 

What is contactless payment?

Contactless payment is a cashless and touchless form of payment through the use of credit cards or mobile tap POS systems.

 

How can I offer contactless curbside pickup / contactless payment?

There are a variety of ways businesses on JustPickup can offer contactless curbside pickup. The most common way is through mobile payment apps or mobile POS systems. Customers will be able to send money directly to you/your business without the use of buttons on the POS system.

 

The Best Mobile Payment Apps for Small Businesses
Contactless Payment & Curbside Pickup

 

Paypal

Zero-Contact Payment Method
Availability: Worldwide
Fee: 2.9% + $0.30 per transaction (fees may vary based on location/account type)

Paypal is a global payment service that allows buyers and sellers to send, request and receive online payments. Paypal is a popular business tool that allows customers to make credit and debit transactions.

 

Square

Limited Contact Payment Method
Availability: Canada & USA
Fees: 2.65% per card-present transaction, 3.4% + 15 cents per manually entered transaction and $0.10 for Interac debit tap sales

Square is a mobile POS system that allows businesses to take card or mobile tap transactions via Square’s POS devices. Square offers a variety of card readers that accept debit and credit transactions via physical card or mobile tap. (Card reader prices vary)

 

 

Apple Pay

Zero & Limited Contact Payment Method
Availability: Canada & USA
Fees: $0

Apple Pay is a mobile payment system and digital wallet offered with iOS devices. In both Canada and the USA, customers can add credit and debit cards to the Apple Wallet to use via online transactions and tap transactions via a POS system. In the USA, Apple pay is also available for iOS to iOS payments via text message.

 

Interac E-Transfer

Zero-contact payment method
Availability: Canada
Fees: Receiving is free, sending varies on the customer’s bank

Interac E-Transfer is a common online payment method used in Canada. Customers will be able to make payments directly from their bank accounts to your business’ email (or mobile phone number depending on the bank) that can be deposited directly into your bank.

 

Venmo

Zero-contact payment method
Availability: USA
Fees: 3% fee on credit transactions

Venmo is a digital wallet that allows you to send and receive payments via the mobile app. Venmo links to a credit or debit card to allow customers to make payments that can be directly transferred to your business’ bank account.

 

Cashapp

Zero-Contact Payment Method
Availability: USA
Fees: 1.5% fee for instant bank deposit, 2.75% fee on business payments (fee is paid by the customer)

Cashapp is an American mobile payment service that allows users to send, request and receive money via $cashtag, mobile number or QR code scan.

 

Ready to list your business on JustPickup?

Get started with JustPickup and begin offering curbside pickup. Be sure to list your contactless payment method in your business information to begin offering contactless curbside pickup.